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wheremyrefund

Texas paycheck calculator.

Texas does not tax wages: federal tax, Social Security and Medicare only.

W-4, 401(k), overtime and more

Your paycheck

Take-home per paycheck

$1,010.96

$1,153.85 gross, 12.4% in taxes. $26,285 a year in Texas.

Gross pay
$1,153.85
Federal income tax4.7% of gross
-$54.62
Social Security6.2% of gross
-$71.54
Medicare1.4% of gross
-$16.73
Take-home
$1,010.96

2026 federal tables (Pub 15-T) and Texas's 2026 formula, default state allowances. An estimate of withholding, not of your final tax.

Questions people ask

How is federal income tax withheld from my paycheck?

Employers use the IRS percentage method in Publication 15-T: your pay for the period is annualized, adjusted by the entries on your Form W-4, run through the 2026 tables, and divided back by the number of pay periods.

How much Social Security and Medicare comes out?

6.2% Social Security on wages up to $184,500 in 2026, and 1.45% Medicare on all wages, plus 0.9% Additional Medicare once your wages for the year pass $200,000.

Does a 401(k) contribution lower my taxes?

A traditional 401(k) deferral lowers federal income tax wages but not Social Security and Medicare wages. Pre-tax health premiums under a section 125 plan lower both.

Does Texas tax wages?

No. Texas has no state income tax on wages, so only federal tax, Social Security and Medicare come out.

Sources

Checked against these sources on October 30, 2026.